Tips for tenant screening

Tenant screening process

As a landlord, you can create tenant interest by writing an effective rental listing. It's common for landlords to make this huge mistake:只需要递交租赁申请，并在展场与租客会面. 这种方法在决定潜在租户是否合格时留下了错误的空间. 这里有一些事情需要注意，并包括在你的筛选过程.

• 让潜在的租客知道你确实需要对租客进行背景调查.
• 为潜在租户提供在线或书面申请的途径.
• Perform a screening of the applicant and evaluate it.
• 如果可能的话，亲自与潜在租户会面，进行评估:
  • Inconsistent answers
  • Reluctance to complete a credit or background check
  • Delayed communication or expressing disinterest
  • Disrespectful behavior at your property showing

重要的是要建立一个一致的筛选过程，尊重所有人 Fair Housing Act laws that protect tenants from discrimination. 其中一些法律包括受保护的阶层，如性别, family status, sex, disability, national origin, religion, color and race. Talk to a lawyer if you have questions.

How can I check a tenant's credit?

There are several ways to get a tenant credit report, but the easiest solution is using an online service. As soon you enter their email, 他们将收到通知，要求他们通过输入社会安全号码来授权报告. 不久之后，您将收到一封电子邮件，说明报告已准备好查看.

Is the tenant financially responsible?

Credit scores range from 350 to 800. 一般来说，一个人的分数越高，他在经济上就越负责任. Beyond the credit score, 信用报告揭示了更多的信息:危险信号, account summaries and tradelines.

• 危险信号通常是潜在欺诈的迹象, 这些信息是根据房客的居住历史和雇主信息收集的.
• 您将能够查看按帐户类型组织的租户当前每月余额及其当前债务负担.
• And last, 您将看到每个开放账户的交易线和付款状态, 这样你就知道他们是否有按时还款的历史.

What can be considered in a decision?

As a landlord, 你可以以收入不足为由拒绝租客, 没有经济责任或者有太多的经济义务来支付你的租金.

However, 如果你因为房客的信用报告上的信息而拒绝他们，你需要告诉他们, according to the Fair Credit Reporting Act. This gives tenants the opportunity to dispute any information on the credit report with the credit bureau.

Before making your final decision, 我们还建议要求提交两份更重要的报告:背景报告和驱逐报告. 有了这三份报告，你就能全面了解你的申请人.

• 信用报告告诉你你的申请人如何对待债权人和他们的财务状况
• 租户背景调查告诉你他们是如何对待社会和邻居的
• Eviction reports tell you how they've treated prior landlords

Tenant insurance

在某些情况下，房东可能想要核实申请人正在获得或拥有 renters insurance 保护自己的个人物品和任何损坏的财产. Like a tenant's credit score, 要求租客提供pp王者电子官网证明可能是潜在租客按时支付租金能力的一个指标.