Man in rain gear during a storm.

Tips for surviving severe weather

看看这些暴风雨来袭前的准备技巧,以及恶劣天气过去后该怎么做.

任何经历过严重风暴或飓风的人都知道,房屋和财产的损失可能是压倒性的, both emotionally and financially. 据估计,2005年卡特里娜飓风造成的财产损失总额达到 1700亿美元, and property damage attributed to 飓风 Sandy in 2012 hit almost 750亿美元. 每年的飓风季节通常从6月1日持续到11月30日, but a severe storm can appear suddenly at any time of the year.

What can you do to be safer during a storm? 如果你提前收到一场强烈的风暴或飓风正向你袭来的通知, 这里有一些建议,可以帮助你减少财产损失,提高你在灾后的舒适度.

为暴风雨做好准备

  • Organize your important papers and store them offsite, in a bank safe-deposit box or some other secure location. 你的抵押贷款, home and auto insurance policies, 出生证明, passports and other important papers should be in a safe, dry location that you can access even if your home is damaged. 将其他纸张和纪念品用可密封的塑料袋存放在高处的架子上,以避免洪水的破坏.
  • 创建一个 家里的库存 你的财产,以加快pp王者电子官网索赔后的风暴,并把它与你的重要文件. 用现有的库存来提出索赔比在风暴后的紧张时期试图创建一个索赔要容易得多.
  • 把…放在一起 应急装备. 所需急救包的类型取决于你住的地方和你可能遇到的紧急情况的类型. 如果你不得不离开家,暂时搬到公共避难所,这些东西会派上用场.
  • 创建一个易于访问的 应急基金, if possible, to streamline your post-storm recovery.

Preparing before a tornado, hurricane or wind event

  • Board up windows and glass doors with 百叶窗或胶合板 to minimize damage from broken glass, in case of high winds.
  • 把你的车移到车库或其他可以遮蔽它的地方. 如果你没有车库,把它搬到地势较高的地方,以防洪水. 别忘了 准备好你的房车 if a hurricane is headed your way.
  • Bring outdoor furniture and potted plants inside. 任何可能被风吹起并吹到你家的东西都应该提前做好准备.
  • 存储 气体烤架 safely indoors and shut off the propane tank.
  • Turn off the circuit breaker to your 户外游泳池 and remove the motor to prevent damage.
  • 修剪那些可能在暴风雨中折断的树枝,这些树枝可能会伤害到别人,也可能会损坏你的房屋或车辆.
  • 准备你的船 通过绑住任何不能移动的东西,比如舵柄、轮子和吊杆. 如果船停留在水里,至少用两个锚把船锚住.
  • 租用或购买 应急发电机,如果可行的话. A powerful storm can knock out power to your home for days, even weeks. 有了发电机,你可以继续运行你的冰箱,并保持一些灯亮着.

暴风雨过后

After severe thunderstorms, windstorms and derechos

  • 检查你的 洪水损坏车辆 by noting the depth of the floodwaters in relation to your car. 发动一辆被水淹没的汽车,如果发动机里有水,会造成更大的损害.
  • 尽量避免开车. 如果你必须旅行,如果道路被洪水淹没或被碎片堵塞,就掉头.
  • Stay away from downed power lines. Anything touching the power line can carry a charge. Report the downed line and avoid the area.
  • Clean up or rope off dangerous areas. 用防水布和胶合板盖住被冰雹或大风损坏的窗户,直到检查员能够评估损坏情况.

龙卷风过后

龙卷风会造成精神创伤. 所以,当风暴来袭时,最好尽量保持冷静,做好准备 龙卷风过后.

  • 穿合适的衣服. 坚固的, 闭头鞋或靴子, 检查损坏和处理碎片时,长袖和手套是最好的.
  • Avoid using candles or torches to inspect damage. 明火的火花可能会在受损建筑中引发火灾或引起与气体有关的爆炸.
  • Shut off the power if you smell something burning, see frayed or sparking wires or suspect a gas leak. Turn off the main circuit breaker and the natural gas and propane tanks.
  • 小心周围的碎片. 尖锐的物体、破碎的玻璃或暴露的指甲可能会造成伤害,从而导致感染.

飓风过后

No matter how much you prepare for a hurricane, t在这里 will be damage. Here are some steps to help you as you 开始清理.

  • Be cautious around electronics. 不要打开潮湿的电器. 如果电器已插电, 在你再次使用电器之前,关掉断路器的电源,让电工检查一下.
  • 扔掉变质的食物. 扔掉易腐烂的食物以及任何接触过洪水或雨水的食物.
  • 避免使用自来水. Public water may be contaminated after a severe storm. 饮用瓶装水,洗手和洗碗,刷牙和制作冰块.

在冬季风暴或冰天之后

Winter storms can last for days. They can bring cold winds, freezing rain, sleet and lots of snow.

  • Don't overexert yourself if you are out shoveling snow. Heart attacks are all too frequent 在活动期间.
  • 呆在家里. 在情况好转、道路畅通之前,最好不要开车. Avoid walking outside until you know all the ice has melted. If you do venture outside, look up! Snow and ice falling from a roof 会造成严重伤害.
  • Check in with neighbors to let them know you're okay or if you need help. And get an update on them at the same time.
  • If you're stuck in the house for days, 保存食物和水,直到你可以出去补充你的补给. And be sure to find out if t在这里 is a boil order in your area.
  • If you lose power and are using a 便携式发电机,一定要按照所有的说明如何使用和放置它的位置.

洪水后

  • 如果你的 地下室被淹了在切断煤气和电之前,不要涉水. 如果断路器和煤气管道位于地下室,请联系电工——最好不要试图自己关闭它们.
  • 如果你的 car is caught in the storm, 潜在损害调查. 盐水比淡水造成的损害更大,两者都应尽快干燥. File a claim if t在这里 is damage.

本文中的信息来自与状态 Farm®无关的各种来源(包括状态 Farm Mutual 汽车mobile pp王者电子官网 Company及其子公司和关联公司). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. 状态 Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, 任何第三方网站的内容,可能从这个页面超链接. The information is not intended to replace manuals, 由制造商提供的说明或信息或合格专业人员的建议, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

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